First-year college student Stephanie Ulan, from Queens, N.Y., had her sights set on New York University, in the heart of Manhattan's Greenwich Village.
She got her wish — sort of.
At first, the school offered her a generous scholarship but told her and her father they'd still have to take out big loans.
"My father is 62 years old," says Ulan, who plans to major in international relations. "There was a big scene and he flipped out and he was, like, 'I can't do that.' "